{"id":7787,"date":"2013-10-06T10:00:11","date_gmt":"2013-10-06T15:00:11","guid":{"rendered":"http:\/\/www.paristn.net\/articles\/?p=7787"},"modified":"2013-10-06T00:56:19","modified_gmt":"2013-10-06T05:56:19","slug":"consumer-reports-releases-annual-health-insurance-plan-rankings-including-114-best-value-plans","status":"publish","type":"post","link":"https:\/\/www.paristn.net\/articles\/2013\/10\/06\/consumer-reports-releases-annual-health-insurance-plan-rankings-including-114-best-value-plans\/","title":{"rendered":"Consumer Reports Releases Annual Health Insurance Plan Rankings; Including 114 \u201cBest Value\u201d Plans"},"content":{"rendered":"

Analysis Found Expensive Care Doesn\u2019t Mean Better Care<\/strong><\/em><\/span><\/p>\n

\"ConsumerYonkers, NY<\/strong> – For the fourth year in a row, Consumer Reports published rankings of hundreds of health insurance plans across the United States to help consumers determine which ones may be best for them.<\/p>\n

This marks the first time the organization took additional steps to identify plans that both provide high-quality care and avoid costly care.<\/p>\n

The rankings data and the \u201cBest Value\u201d designation come from the National Committee for Quality Assurance (NCQA), a respected non-profit health care quality measurement group.Overall, Consumer Reports and NCQA have information on more than 1,000 private, Medicare Advantage, and Medicaid plans.<\/p>\n

The new Best Value designation for plans is based on how well a plan helps people with diabetes manage their condition. Consumer Reports focused on diabetes for several reasons. The disease has reached epidemic proportions, affecting some 26 million Americans.<\/p>\n

In addition, managing diabetes requires good, basic care for things like high blood pressure, cholesterol, and blood glucose levels\u2014as well as coordination among providers. Plans that get diabetes care right are likely to do a lot of things well.<\/p>\n

Finally, treating diabetes is expensive, especially if basic care is neglected, so plans that provide good diabetes care for less money should have more resources available to cover other conditions or to reduce premiums.<\/p>\n

The analysis of 997 Medicare advantage and private plans identified 114 plans that got a Best Value designation, earning check marks for both providing high quality care and avoiding costly care. Many more\u2014402 plans\u2014got a check mark for one but not both of those measures. And, 481 plans didn\u2019t get a check mark for either. That could be because they had poor results for these measures or they did not report the data needed for this analysis.<\/p>\n

\u201cConsumer Reports\u2019 analysis found that expensive care doesn\u2019t mean better care. Many people incorrectly assume that the more money that\u2019s spent on health care, the better health care will be,\u201d said John Santa, M.D., medical director of Consumer Reports Health. \u201cBut as these ratings show, the data found no connection between cost and quality.\u201d<\/p>\n

The rankings could be especially valuable to consumers this year because health insurance becomes a requirement for just about everyone in the U.S. on January 1st, 2014 under the federal Affordable Care Act (ACA).<\/p>\n

[320left]Though much attention is now being focused on the ACA, at least 80 percent of Americans will notice almost no change because they already have insurance that meets the law\u2019s requirements. This includes the 49 percent of Americans who get health insurance through their or someone else\u2019s job, as well as people who get insurance through some type of government plan.<\/p>\n

The centerpiece of the transformed health care system is an entirely new way of choosing and purchasing individual health insurance known generically as marketplaces. They open for business on October 1, 2013, in every state. In subsequent years, it will take place on the same schedule as Medicare open enrollment: Oct. 15 through Dec. 7.<\/p>\n

Plans listed in these new marketplaces and in this Consumer Reports\/NCQA insurance ranking aren\u2019t identical. That\u2019s because all the plans in the marketplace are new, so NCQA doesn\u2019t yet have data for them. Nonetheless, a plan\u2019s record in a specific state provides a good indication of how well a new and similar marketplace plan by the same provider may perform.<\/p>\n

Consumer Reports\u2019 publication of NCQA ranking of more than 1,000 private, Medicare Advantage, and Medicaid health insurance plans nationwide can be viewed through the lens of coverage via an employer (or through a family member\u2019s), through Medicare or Medicaid, or insurance on-your-own through the new health exchange marketplaces.<\/p>\n

The report provides overall scores from 1 to 100 reflecting plans\u2019 performance across many aspects of care. These include cancer screenings, immunizations and other preventative services, and treatments for chronic diseases such as heart disease, osteoporosis and mental illness. Customer satisfaction and results from NCQA accreditation surveys also contribute to the overall scores.<\/p>\n

The full report is available in the November issue of Consumer Reports. The latest health plan rankings are available for free online at www.ConsumerReports.org\/healthinsurance<\/a>.<\/p>\n

Consumer Reports has created a free online tool at www.HealthLawHelper.org<\/a> to help consumers better understand how they may be affected by the Affordable Care Act. Based on responses to a few questions, the tool provides a customized, printable report that identifies what an individual consumer should look for in the insurance marketplace. The tool does not require users to provide their name or other personally identifying information. The tool is coming soon in Spanish at www.AseguraTuSalud.org<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Analysis Found Expensive Care Doesn\u2019t Mean Better Care Yonkers, NY – For the fourth year in a row, Consumer Reports published rankings of hundreds of health insurance plans across the United States to help consumers determine which ones may be best for them. This marks the first time the organization took additional steps to identify […]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[17],"tags":[8585,8583,645,2514,2525,8595,88,8596,678,216,4999,218,215,1413,2291,2290,2286,8597,5142,8594,3761,2038,3365],"class_list":["post-7787","post","type-post","status-publish","format-standard","hentry","category-community","tag-2010-affordable-care-act","tag-aca","tag-affordable-care-act","tag-blood-glucose","tag-cancer","tag-cancer-screenings","tag-cholesterol","tag-chronic-disease","tag-consumer-reports","tag-diabetes","tag-health-insurance","tag-heart-disease","tag-high-blood-pressure","tag-immunization","tag-insurance","tag-medicaid","tag-medicare-advantage","tag-mental-illness","tag-national-committee-for-quality-assurance","tag-ncoa","tag-osteoporosis","tag-united-states","tag-yonkers-ny"],"_links":{"self":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/7787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/comments?post=7787"}],"version-history":[{"count":1,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/7787\/revisions"}],"predecessor-version":[{"id":7788,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/7787\/revisions\/7788"}],"wp:attachment":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/media?parent=7787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/categories?post=7787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/tags?post=7787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}