{"id":15420,"date":"2020-03-14T16:00:25","date_gmt":"2020-03-14T21:00:25","guid":{"rendered":"http:\/\/www.paristn.net\/articles\/?p=15420"},"modified":"2020-03-13T23:54:02","modified_gmt":"2020-03-14T04:54:02","slug":"tdci-reports-tornado-victims-insurance-policies-cannot-be-canceled-for-60-days","status":"publish","type":"post","link":"https:\/\/www.paristn.net\/articles\/2020\/03\/14\/tdci-reports-tornado-victims-insurance-policies-cannot-be-canceled-for-60-days\/","title":{"rendered":"TDCI reports Tornado Victims\u2019 Insurance Policies Cannot Be Canceled For 60 Days"},"content":{"rendered":"

\"TennesseeNashville, TN <\/strong>– As part of the Tennessee Department of Commerce and Insurance\u2019s (TDCI) ongoing tornado relief efforts, Tennessee insurance policyholders affected by the March 3rd, 2020 storms cannot have their policies canceled for non-payment for 60 days per Tennessee Governor Bill Lee\u2019s executive order<\/a>.<\/p>\n

\"Tennessee<\/a>

Tennessee Department of Commerce and Insurance Reminds Consumers To File Complaints If Policies Canceled.<\/p><\/div>\n

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The Department has notified all licensed Tennessee insurance carriers<\/a> that cancellations\/non-renewals for non-payment of insurance premiums on all lines (health, home, and auto) will be suspended up to 60 days from the date of the loss.<\/p>\n

This affects policyholders in Benton County, Humphreys County, Dickson County, Cheatham County, Davidson County, Wilson County, Smith County, and Putnam County.<\/p>\n

\u201cGovernor Lee\u2019s order demonstrates to consumers that our Department and all of state government stand with our fellow Tennesseans during rebuilding and recovery,\u201d said TDCI Commissioner Hodgen Mainda. \u201cThese devastating storms may have been strong, but Tennesseans\u2019 resilience is stronger. I am proud of the recovery efforts thus far and proud that we are helping keep Tennessee strong.\u201d<\/p>\n

If consumers in an affected county discover a policy cancellation or if they have a question about their policies, they are encouraged to contact the department or file a complaint online<\/a> or by phone at 615.741.2218.<\/p>\n

\u201cIf you were impacted by the March tornadoes and your insurance carrier cancels your policy for non-payment and will not reinstate you at no cost and<\/em> at the same premium, contact our team immediately and file a complaint,\u201d said TDCI Assistant Commissioner Rachel Jrade-Rice. \u201cWe are here to help Tennesseans recover and rebuild.\u201d                                                     <\/p>\n

Last year, the TDCI team returned over $4.27 million to Tennessee consumers<\/a> as a result of  mediation efforts – a process where TDCI insurance investigators intercede between insurance companies and policyholders to get wrongfully denied claims overturned and paid for policyholders.<\/p>\n

The 60-day extension is not a waiver of a policyholder\u2019s obligation to pay a premium. Where a delay in a premium payment appears to be the result of a disruption to the mail delivery system or to the policyholder\u2019s displacement due to the tornadoes, TDCI has requested insurers work with the policyholder and take those circumstances into account before policy cancellation.<\/p>\n

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As part of rebuilding and recovery efforts, TDCI reminds consumers of the following:<\/strong><\/p>\n