{"id":11745,"date":"2016-09-03T16:00:17","date_gmt":"2016-09-03T21:00:17","guid":{"rendered":"http:\/\/www.paristn.net\/articles\/?p=11745"},"modified":"2016-09-03T13:31:15","modified_gmt":"2016-09-03T18:31:15","slug":"tennessee-consumer-affairs-says-its-never-too-early-to-protect-childrens-information","status":"publish","type":"post","link":"https:\/\/www.paristn.net\/articles\/2016\/09\/03\/tennessee-consumer-affairs-says-its-never-too-early-to-protect-childrens-information\/","title":{"rendered":"Tennessee Consumer Affairs says It\u2019s Never Too Early To Protect Children\u2019s Information"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-321814\" title=\"Tennessee Department of Commerce and Insurance\" src=\"http:\/\/www.clarksvilleonline.com\/wp-content\/uploads\/2015\/09\/Tennessee-Department-of-Commerce-and-Insurance.jpg\" alt=\"Tennessee Department of Commerce and Insurance\" width=\"250\" height=\"88\" \/><strong>Nashville, TN<\/strong> &#8211; Identity thieves don\u2019t care whether their victims are old or young. All they care about is stealing valuable information they can use in their frauds and schemes.<\/p>\n<p>As the new school year kicks into high gear, the Tennessee Department of Commerce &amp; Insurance\u2019s (TDCI) Division of Consumer Affairs reminds busy parents not to take their children\u2019s personal information for granted or falsely assume that identity thieves won\u2019t target their children.<\/p>\n<div id=\"attachment_334243\" style=\"width: 490px\" class=\"wp-caption aligncenter\"><a target=\"_blank\" href=\"http:\/\/www.clarksvilleonline.com\/wp-content\/uploads\/2016\/02\/Child-Learning-2.jpg\"  class=\"thickbox no_icon\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-334243\" class=\"wp-image-334243 size-medium\" title=\"Tennessee Department of Commerce &amp; Insurance Urges Parents to Learn Good ID Protection Habits.\" src=\"http:\/\/www.clarksvilleonline.com\/wp-content\/uploads\/2016\/02\/Child-Learning-2-480x270.jpg\" alt=\"Tennessee Department of Commerce &amp; Insurance Urges Parents to Learn Good ID Protection Habits.\" width=\"480\" height=\"270\" \/><\/a><p id=\"caption-attachment-334243\" class=\"wp-caption-text\">Tennessee Department of Commerce &amp; Insurance Urges Parents to Learn Good ID Protection Habits.<\/p><\/div>\n<p><!--more-->\u201cIdentity thieves are constantly searching for ways to pry personal information away from unsuspecting victims \u2013 including children,\u201d said TDCI Deputy Commissioner Bill Giannini. \u201cParents should never think their kids are too young to be victims of crimes that can have lifelong consequences.\u201d<\/p>\n<p>While the Tennessee Privacy of School Records Laws, Tenn. Code Ann. \u00a7 10-7-504 (2015), generally protect the privacy of student records, parents should adopt some good habits in their everyday lives to help safeguard their children.<\/p>\n<h3>Consider:<\/h3>\n<ul>\n<li>Don\u2019t share your child\u2019s Social Security number unless it is to a trusted party.<\/li>\n<li>Keep your child\u2019s personal information (name, birth certificate, school paperwork) in a safe, secure location.<\/li>\n<li>Shred any outdated documents containing your child\u2019s personal information before throwing them away.<\/li>\n<li>When asked for your child\u2019s personal information, don\u2019t be afraid to ask questions: \u201cHow will this information be used?\u201d, \u201cWho will have access?\u201d, \u201cHow will it be kept safe?\u201d and, \u201cCan I opt out?\u201d<\/li>\n<li>Look for possible warning signs of identity theft such as your child receiving credit card applications.<\/li>\n<\/ul>\n<p>In addition to building these good identity-theft protection habits, Tenn. Code Ann. \u00a7 47-18-2111 gives parents or legal guardians the ability to enact a <a target=\"_blank\" href=\"http:\/\/tn.gov\/assets\/entities\/commerce\/attachments\/Consumer_FREEZE-OUT-LAW-FAQs.pdf\" >security freeze<\/a> on persons under 16 years of age.<\/p>\n<p>Generally, when the freeze is in place, consumer reporting agencies (e.g. TransUnion, Equifax, Experian) cannot release that person\u2019s credit report, or any other information derived from the report, regarding that person unless the security freeze is removed.<\/p>\n<p>To request a Security Freeze, simply contact the consumer reporting agency to request the freeze be placed. The maximum fee for placing or lifting a freeze for a protected consumer is $10.00 for each action.<\/p>\n<p>For more information on how to request a security freeze visit <a target=\"_blank\" href=\"http:\/\/www.tn.gov\/consumer\" >http:\/\/www.tn.gov\/consumer<\/a>.<\/p>\n<h3>About the Tennessee Department of Commerce &amp; Insurance<\/h3>\n<p>Tennessee Department of Commerce &amp; Insurance protects the interests of consumers while providing fair, efficient oversight and a level field of competition for a broad array of industries and professionals doing business in Tennessee. Our divisions include the State Fire Marshal\u2019s Office, Insurance, Securities, Consumer Affairs, Tennessee Law Enforcement Training Academy, Regulatory Boards, Tennessee Emergency Communications Board, Tennessee Corrections Institute, and TennCare Oversight.<\/p>\n<p>To check a license of a professional regulated by the Department, go to <a target=\"_blank\" href=\"http:\/\/verify.tn.gov\/\" >http:\/\/verify.tn.gov\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nashville, TN &#8211; Identity thieves don\u2019t care whether their victims are old or young. All they care about is stealing valuable information they can use in their frauds and schemes. As the new school year kicks into high gear, the Tennessee Department of Commerce &amp; Insurance\u2019s (TDCI) Division of Consumer Affairs reminds busy parents not [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[17],"tags":[8486,1416,10565,10566,1551,284,2289,6616,5128,2288,10564],"class_list":["post-11745","post","type-post","status-publish","format-standard","hentry","category-community","tag-bill-giannini","tag-children","tag-equifax","tag-experian","tag-identity-theft","tag-nashville-tn","tag-social-security","tag-tdci","tag-tennessee-consumer-affairs","tag-tennessee-department-of-commerce-and-insurance","tag-transunion"],"_links":{"self":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/11745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/comments?post=11745"}],"version-history":[{"count":1,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/11745\/revisions"}],"predecessor-version":[{"id":11746,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/11745\/revisions\/11746"}],"wp:attachment":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/media?parent=11745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/categories?post=11745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/tags?post=11745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}