{"id":10782,"date":"2015-12-19T04:00:58","date_gmt":"2015-12-19T10:00:58","guid":{"rendered":"http:\/\/www.paristn.net\/articles\/?p=10782"},"modified":"2015-12-18T20:58:10","modified_gmt":"2015-12-19T02:58:10","slug":"it-may-be-warm-now-but-dont-leave-winter-preparations-off-your-holiday-list","status":"publish","type":"post","link":"https:\/\/www.paristn.net\/articles\/2015\/12\/19\/it-may-be-warm-now-but-dont-leave-winter-preparations-off-your-holiday-list\/","title":{"rendered":"It May be Warm Now, but Don\u2019t Leave Winter Preparations off Your Holiday List"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-319730\" title=\"Allstate Insurance\" src=\"http:\/\/www.clarksvilleonline.com\/wp-content\/uploads\/2015\/08\/Allstate-Insurance.jpg\" alt=\"Allstate Insurance\" width=\"250\" height=\"78\" \/><strong>Nashville, TN<\/strong> &#8211; With gifts, holiday treats and d\u00e9cor, the holiday season is a favorite time of year for many. But, according to a new Holiday Home Hazards poll by Allstate, holiday planning can also create some unexpected hazards.<\/p>\n<p>Despite this years\u2019 unseasonably warm weather, it is important that Tennesseans don\u2019t put off preparing their homes for upcoming colder temperatures.<\/p>\n<div id=\"attachment_57426\" style=\"width: 458px\" class=\"wp-caption aligncenter\"><a target=\"_blank\" href=\"http:\/\/www.clarksvilleonline.com\/wp-content\/uploads\/2010\/12\/frozen_pipes.jpg\"  rel=\"attachment wp-att-57426\" class=\"thickbox no_icon\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-57426\" class=\"size-full wp-image-57426\" title=\"Frozen Pipes\" src=\"http:\/\/www.clarksvilleonline.com\/wp-content\/uploads\/2010\/12\/frozen_pipes.jpg\" alt=\"Frozen Pipes\" width=\"448\" height=\"480\" \/><\/a><p id=\"caption-attachment-57426\" class=\"wp-caption-text\">Frozen Pipes<\/p><\/div>\n<p><!--more-->The third annual Allstate Holiday Home Hazards poll revealed the top season specific damage that occurs for Tennessee residents is burst pipes from freezing with an increase of 1518%.<\/p>\n<p>While burst pipes tops the list, an increase in home fires may be the greatest cause for concern due to the fact that the volunteer state has the sixth highest home fire fatality rate in the country.<\/p>\n<p>In fact, this year Allstate partnered with the Red Cross for a Home Fire Safety Campaign to help raise awareness about home fire safety to help combat home fire related fatalities. Now, equipped with data from the Holiday Home Hazards Poll, Allstate is continuing working to help Tennesseans better protect themselves and their loved ones.<\/p>\n<p>\u201cWhile we celebrate with our loved ones it\u2019s important that Tennessee residents stay diligent about protecting what matters most \u2013 their families and their homes.\u201d Said Kathryn Minniehan, Allstate agent.<\/p>\n<p><strong>Allstate claims data reveals upticks from colder temperatures that could wreak more havoc:<\/strong><\/p>\n<div align=\"center\">\n<table style=\"border-collapse: collapse;\" border=\"1\" width=\"480\" cellspacing=\"0\" cellpadding=\"2\">\n<tbody>\n<tr>\n<th bgcolor=\"#CCCCCC\" width=\"114\">Insurance Policy Type<\/th>\n<th bgcolor=\"#CCCCCC\" width=\"114\">Most Costly Claim<sup> i<\/sup><\/th>\n<th bgcolor=\"#CCCCCC\" width=\"114\">Median Cost of Claim<sup> i<\/sup><\/th>\n<th bgcolor=\"#CCCCCC\">Increase During Holidays<sup> ii<\/sup><\/th>\n<\/tr>\n<tr>\n<td colspan=\"4\" align=\"center\" bgcolor=\"#DDDDDD\"><strong>Burst Pipes From Freezing<\/strong><\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Homeowners<\/td>\n<td align=\"right\" width=\"114\">$1,004,968<\/td>\n<td align=\"right\" width=\"114\">$5,833<\/td>\n<td rowspan=\"3\" align=\"center\">722%<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Condo<\/td>\n<td align=\"right\" width=\"114\">$382,510<\/td>\n<td align=\"right\" width=\"114\">$4,445<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Renters<\/td>\n<td align=\"right\" width=\"114\">$66,943<\/td>\n<td align=\"right\" width=\"114\">$2,596<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\" align=\"center\" bgcolor=\"#DDDDDD\"><strong>Damage From Ice Dam Build-up<\/strong><\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Homeowners<\/td>\n<td align=\"right\" width=\"114\">$209,870<\/td>\n<td align=\"right\" width=\"114\">$1,832<\/td>\n<td rowspan=\"3\" align=\"center\">23%<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Condo<\/td>\n<td align=\"right\" width=\"114\">$13,071<\/td>\n<td align=\"right\" width=\"114\">$1,895<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Renters<\/td>\n<td align=\"right\" width=\"114\">$34,582<\/td>\n<td align=\"right\" width=\"114\">$920<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\" align=\"center\" bgcolor=\"#DDDDDD\"><strong>Missing Property From Garage<\/strong><\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Homeowners<\/td>\n<td align=\"right\" width=\"114\">$5,919<\/td>\n<td align=\"right\" width=\"114\">$1,848<\/td>\n<td rowspan=\"3\" align=\"center\">51%<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Condo<\/td>\n<td align=\"right\" width=\"114\">N\/A<\/td>\n<td align=\"right\" width=\"114\">N\/A<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Renters<\/td>\n<td align=\"right\" width=\"114\">$2,684<\/td>\n<td align=\"right\" width=\"114\">$1,711<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\" align=\"center\" bgcolor=\"#DDDDDD\"><strong>Property Damage From Weight of Snow\/Ice On Roof<\/strong><\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Homeowners<\/td>\n<td align=\"right\" width=\"114\">$318,778<\/td>\n<td align=\"right\" width=\"114\">$1,886<\/td>\n<td rowspan=\"3\" align=\"center\">64%<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Condo<\/td>\n<td align=\"right\" width=\"114\">$6,743<\/td>\n<td align=\"right\" width=\"114\">$2,206<\/td>\n<\/tr>\n<tr>\n<td bgcolor=\"#EEEEEE\" width=\"114\">Renters<\/td>\n<td align=\"right\" width=\"114\">$15,609<\/td>\n<td align=\"right\" width=\"114\">$653<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>Allstate recommends that Tennesseans take extra precautions before leaving on holiday travel to prevent other common seasonal home damages.<\/p>\n<ul>\n<li>Whether it\u2019s \u201ccheck-ins\u201d using geo-location services, travel plan updates, or even uploading photos, people may be unknowingly giving \u201cdigital thieves\u201d insight into their car or home and the times when they\u2019re away from them.<\/li>\n<li>If water pipes are located near exterior walls, leave the cabinet doors open to help circulate warmer air and let faucets drip slowly to avoid freezing.<\/li>\n<li>During heavy snowfall, hire a professional to keep your home\u2019s roof and gutters clear.<\/li>\n<li>Make sure your attic is properly ventilated \u2013 the colder the attic, the less melting and refreezing on your roof.<\/li>\n<\/ul>\n<p>Explore what hazards can affect your home with Allstate\u2019s Holiday Decorator Tool and get additional tips by visiting <a target=\"_blank\" href=\"http:\/\/www.allstate.com\" >allstate.com<\/a><u>\/<\/u><a target=\"_blank\" href=\"http:\/\/www.allstate.com\/holidaydecorator\" >holidaydecorator<\/a>.<\/p>\n<p><strong>Survey Methodology<\/strong><\/p>\n<p>The survey of 1,001 American adults age 18+ was conducted October 12th to October 15th, 2015 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.<\/p>\n<h3>About the Allstate<\/h3>\n<p><a target=\"_blank\" href=\"http:\/\/www.allstatenewsroom.com\/\" >The Allstate Corporation<\/a> (NYSE: ALL) is the nation\u2019s largest publicly held personal lines insurer, protecting approximately 16 million households from life\u2019s uncertainties through auto, home, <a target=\"_blank\" href=\"https:\/\/www.allstate.com\/financial\/life-insurance\/main.aspx?cid=OTC-PR-Corp-150312\" >life<\/a> and other insurance offered through its <a target=\"_blank\" href=\"https:\/\/www.allstate.com\/?cid=OTC-PR-Corp-150312\" >Allstate<\/a>, <a target=\"_blank\" href=\"http:\/\/www.esurance.com\/\" >Esurance<\/a>, <a target=\"_blank\" href=\"http:\/\/www.encompassinsurance.com\/?cid=OTC-PR-Corp-150312\" >Encompass<\/a> and <a target=\"_blank\" href=\"http:\/\/www.answerfinancial.com\/\" >Answer Financial<\/a> brand names. Allstate is widely known through the slogan \u201cYou\u2019re In <a target=\"_blank\" href=\"https:\/\/ourstory.allstate.com\/?cid=OTC-PR-Corp-150312\" >Good Hands<\/a> With Allstate\u00ae.\u201d<\/p>\n<p>The Allstate brand\u2019s network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In the 20 years since Allstate became a fully independent public company, The Allstate Foundation, Allstate, its employees and agency owners have donated more than $405 million to <a target=\"_blank\" href=\"https:\/\/www.allstate.com\/corporate-responsibility.aspx?cid=OTC-PR-Corp-150312\" >support local communities<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nashville, TN &#8211; With gifts, holiday treats and d\u00e9cor, the holiday season is a favorite time of year for many. But, according to a new Holiday Home Hazards poll by Allstate, holiday planning can also create some unexpected hazards. Despite this years\u2019 unseasonably warm weather, it is important that Tennesseans don\u2019t put off preparing their [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[17],"tags":[10617,3521,9717,6210,284,261,2184],"class_list":["post-10782","post","type-post","status-publish","format-standard","hentry","category-community","tag-allstate-insurance","tag-american-red-cross","tag-frozen-pipes","tag-house-fire","tag-nashville-tn","tag-tennessee","tag-winter"],"_links":{"self":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/10782","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/comments?post=10782"}],"version-history":[{"count":1,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/10782\/revisions"}],"predecessor-version":[{"id":10783,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/10782\/revisions\/10783"}],"wp:attachment":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/media?parent=10782"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/categories?post=10782"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/tags?post=10782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}