{"id":10667,"date":"2015-11-18T05:00:34","date_gmt":"2015-11-18T11:00:34","guid":{"rendered":"http:\/\/www.paristn.net\/articles\/?p=10667"},"modified":"2015-11-17T22:57:51","modified_gmt":"2015-11-18T04:57:51","slug":"tennessee-consumer-affairs-urges-parents-to-protect-children-from-identity-fraud","status":"publish","type":"post","link":"https:\/\/www.paristn.net\/articles\/2015\/11\/18\/tennessee-consumer-affairs-urges-parents-to-protect-children-from-identity-fraud\/","title":{"rendered":"Tennessee Consumer Affairs Urges Parents To Protect Children From Identity Fraud"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-321814\" title=\"Tennessee Department of Commerce and Insurance\" src=\"http:\/\/www.clarksvilleonline.com\/wp-content\/uploads\/2015\/09\/Tennessee-Department-of-Commerce-and-Insurance.jpg\" alt=\"Tennessee Department of Commerce and Insurance\" width=\"250\" height=\"88\" \/><strong>Nashville, TN<\/strong> &#8211; The Tennessee Department of Commerce and Insurance\u2019s Consumer Affairs Division encourages parents to celebrate <a href=\"http:\/\/Universal%20Children%E2%80%99s%20Day\" >Universal Children\u2019s Day <\/a>on Friday, November 20th by learning to protect children from identity fraud.<\/p>\n<p>While the Tennessee Privacy of School Records Laws, Tenn. Code Ann. \u00a7 10-7-504 (2015), generally protect the privacy of student records, parents should adopt some good habits in their everyday lives to help safeguard their children.<!--more--><\/p>\n<h3>For example:<\/h3>\n<ul>\n<li>Don\u2019t share your child\u2019s Social Security number unless it is to a trusted party.<\/li>\n<li>Keep your child\u2019s personal information (name, birth certificate, school paperwork) in a safe, secure location.<\/li>\n<li>Shred any outdated documents containing your child\u2019s personal information before throwing them away.<\/li>\n<li>When asked for your child\u2019s personal information, don\u2019t be afraid to ask questions: \u201cHow will this information be used?\u201d, \u201cWho will have access?\u201d, \u201cHow will it be kept safe?\u201d and \u201cCan I opt out?\u201d<\/li>\n<li>Look for possible warning signs of identity theft such as your child receiving credit card applications.<\/li>\n<\/ul>\n<p>In addition to building these good identity-theft protection habits, Tenn. Code Ann. \u00a7 47-18-2111 gives parents or legal guardians the ability to enact a <a href=\"http:\/\/security%20freeze\" >security freeze<\/a> on persons under 16 years of age.<\/p>\n<p>Generally, when the freeze is in place, consumer reporting agencies (e.g. TransUnion, Equifax, Experian) cannot release that person\u2019s credit report, or any other information derived from the report, regarding that person unless the security freeze is removed.<\/p>\n<p>For more consumer tips, visit <a target=\"_blank\" href=\"http:\/\/www.tn.gov\/consumer\" >www.tn.gov\/consumer.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nashville, TN &#8211; The Tennessee Department of Commerce and Insurance\u2019s Consumer Affairs Division encourages parents to celebrate Universal Children\u2019s Day on Friday, November 20th by learning to protect children from identity fraud. While the Tennessee Privacy of School Records Laws, Tenn. Code Ann. \u00a7 10-7-504 (2015), generally protect the privacy of student records, parents should [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[181],"tags":[7601,10565,10566,7504,284,1552,2288,10563,10564,10562],"class_list":["post-10667","post","type-post","status-publish","format-standard","hentry","category-government","tag-credit-report","tag-equifax","tag-experian","tag-identity-fraud","tag-nashville-tn","tag-social-security-number","tag-tennessee-department-of-commerce-and-insurance","tag-tennessee-privacy-of-school-records-laws","tag-transunion","tag-univeral-childrens-day"],"_links":{"self":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/10667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/comments?post=10667"}],"version-history":[{"count":1,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/10667\/revisions"}],"predecessor-version":[{"id":10668,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/posts\/10667\/revisions\/10668"}],"wp:attachment":[{"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/media?parent=10667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/categories?post=10667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paristn.net\/articles\/wp-json\/wp\/v2\/tags?post=10667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}