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Detailed Weather Reports, Event Calendar and Movie Showtimes Thursday - November 15, 2018  
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Information Articles for the Paris TN and Henry County Tennessee area

Articles

Information Articles for the Paris TN and Henry County Tennessee area

Governor Bill Haslam Recognizes Tennessee Veterans

November 12, 2018

Five Military Veteran Tennessee State Employees Honored for Exemplary Service

Tennessee Department of Veterans ServicesNashville, TN -Tennessee Governor Bill Haslam and First Lady Crissy Haslam joined Tennessee Department of Veterans Services Commissioner Many-Bears Grinder and Major General Terry “Max” Haston from the Tennessee Military Department to recognize five veteran state employees and more than 470,000 Tennessee veterans of all ages and eras. 

The Governor’s Veterans Day event was held on the second floor of the State Capitol in downtown Nashville.

(Top: L to R) John Briggs, Don Coleman, Angelo Giansante, (Bot: L to R) William Houser, and Paul Nielsen.

(Top: L to R) John Briggs, Don Coleman, Angelo Giansante, (Bot: L to R) William Houser, and Paul Nielsen.

[Read more]

Open Enrollment Began November 1st on the Federally Facilitated Marketplace

November 2, 2018

Tennessee Department of Commerce and Insurance (TDCI)

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The Tennessee Department of Commerce and Insurance (TDCI) reminds consumers that Open Enrollment for health insurance coverage on the Federally Facilitated Marketplace (FFM) began Thursday, November 1st, 2018.

Tennesseans have until December 15th, 2018, to apply for or re-enroll in coverage for the 2019 calendar year.

Open Enrollment Began November 1st

Open Enrollment Began November 1st

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Keep Halloween Fire-Safe and Fun by Following Simple Safety Tips

October 30, 2018

Tennessee State Fire Marshal’s Office (SFMO)

Tennessee State Fire MarshalNashville, TN – The Tennessee State Fire Marshal’s Office (SFMO) says Jack-o’-lanterns, decorative candles, and so-called “haunted houses” are all Halloween traditions.

Unfortunately, all those traditions carry risks that could result in injuries or a fatality. According to data from the National Fire Protection Association (NFPA), decorations are the first thing to ignite in 900 reported home fires each year. Two of every five of these fires were started by a candle.

Tennessee State Fire Marshal’s Office says Candles Start Nearly Two of Every Five Decoration Fires.

Tennessee State Fire Marshal’s Office says Candles Start Nearly Two of Every Five Decoration Fires.

[Read more]

Tennessee Consumer Affairs Offers Tips for Individuals Using Person-to-Person Payment Systems

October 21, 2018

Tennessee Consumer Affairs

Tennessee Department of Commerce and Insurance - TDCINashville, TN – Tennessee Consumer Affairs says sending and receiving money is easier than ever before thanks to electronic fund transfers, often called person-to-person (or P2P) payment systems.

Person-to-person payment systems, like PayPal, Venmo, and Zelle, allow consumers to link bank accounts, debit cards, and/or credit cards in order to send and receive money to another party via mobile and desktop applications.

Tennessee Consumer Affairs Division Offers Information, Tips for Electronic Fund Transfer Services.

Tennessee Consumer Affairs Division Offers Information, Tips for Electronic Fund Transfer Services.

[Read more]

Secure Your Information During Cyber Security Awareness Month

October 7, 2018

Tennessee Consumer Affairs

Tennessee Department of Commerce and Insurance - TDCINashville, TN – While technological advances have made everyday tasks easier, they’ve also increased the vulnerability of consumers’ most sensitive personal data. Electronic financial accounts, healthcare information, and social media profiles can be exposed in just a few clicks by enterprising scammers. In recognition of October as National Cyber Security Awareness Month, the Tennessee Department of Commerce and Insurance’s (TDCI) Tennessee Consumer Affairs and Securities divisions are providing tips to help keep your information safe online.

Technological Advances Provide Convenience but Leave Unsecure Information Vulnerable according to Tennessee Consumer Affairs.

Technological Advances Provide Convenience but Leave Unsecure Information Vulnerable according to Tennessee Consumer Affairs.

[Read more]

Tennessee Consumers Should Be Wary of Hurricane-Related Price Gouging

September 16, 2018

Tennessee Department of Commerce & Insurance

Tennessee Department of Commerce and Insurance - TDCINashville, TN – Ahead of the anticipated landfall of Hurricane Florence this weekend, Tennessee Attorney General Herbert H. Slatery III and Tennessee Department of Commerce & Insurance (TDCI) Commissioner Julie Mix McPeak are urging consumers to be alert to potential price gouging that could occur.

Tennessee Attorney General Slatery, TDCI Commissioner McPeak Warn Consumers of Price Gouging.

Tennessee Attorney General Slatery, TDCI Commissioner McPeak Warn Consumers of Price Gouging.

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TDCI says Don’t Let Fraudulent Sporting Event Tickets Leave You on the Sideline

September 11, 2018

Tennessee Department of Commerce and Insurance (TDCI)

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The fall sport season kick off means Tennesseans will crowd stadiums and arenas in the coming months to cheer on their favorite teams. With a plethora of ticket-buying options, the Tennessee Department of Commerce and Insurance (TDCI) is reminding consumers to be on the lookout for fraudulent tickets and ticket-buying scams that could make losers out of consumers.

Scam Alert

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Mediation Efforts by TDCI Repays $3.2M to Tennesseans in 2018

September 7, 2018

Tennessee Department of Commerce and Insurance’s (TDCI)

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The Tennessee Department of Commerce and Insurance (TDCI) Consumer Insurance Services Section announces that $3.2 million has been returned so far to Tennesseans through the Department’s restitution efforts in 2018.

TDCI consumer insurance services investigators mediate complaints between policyholders and insurance companies.

Spend money thinking of your future as well as your present.

Spend money thinking of your future as well as your present.

These efforts may result in denied claims being overturned or additional benefits being identified and paid to consumers.

Through the first eight months of 2018, TDCI efforts have resulted in$3,206,507.73 being paid to consumers. By comparison, $6.5 million was returned to Tennesseans in all of 2017.

“Consumers can feel frustrated and overwhelmed when dealing with insurance claims issues,” said TDCI Commissioner Julie Mix McPeak. “Our team of experts will advocate on behalf of consumers when it comes to common problems like denied or delayed claims. We encourage Tennesseans to contact us when they have an issue, and we will do our best to address it on their behalf.”

So far the Department has received 2,041 complaints or inquiries in 2018. The top five reasons consumers have contacted the Department are claim denial, claim delays, adjuster handling, unsatisfactory settlement offer, and out-of-network benefits.

Tennessee Department of Commerce and Insurance reminds consumers that filing a complaint or contacting the Department is always an option if they feel a claim has been unjustly denied or if they have questions or concerns about their insurance policies.

Consumers are also encouraged to review these tips when working with their insurance company:

  • Do your homework before purchasing any kind of insurance policy.
  • Verify that the insurance company and agent are licensed in Tennessee before you buy. You can verify license status on our website.
  • Read the policies so you know and understand the provisions before filing a claim.
  • Research complaint data about a company.
  • Homeowners should always keep pictures and/or receipts for all contents on your property. (Most fire losses leave nothing.) Digital tools such as the free MyHome Scr.APP.book lets you quickly capture images and descriptions of your belongings to help you determine how much insurance you need and for filing a claim.
  • For auto policies, know your coverage limits and what is required by state law. The WreckCheck app is a free application that guides you through the steps to take following an auto accident.
  • For health policies, make sure you are visiting a healthcare provider that is in-network with your insurance coverage. For scheduled procedures, try to confirm the network status of any specialist (anesthesiologist, radiologist, etc.) that may render services during the medical procedure.
  • Life insurance policies often require underwriting which uses personal information like age and health status to determine your eligibility for coverage.  If you have never purchased a life insurance policy before, you may seek the assistance of a licensed agent to help you make the choice that is best suited for your personal needs.

 

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If you have questions about consumer insurance, visit the Tennessee Department of Commerce and Insurance website or contact us at 1.800.342.4029 or 615.741.2218.

Tennessee State Fire Marshal’s Office Encourages College Students to Practice Fire Safe Behaviors

September 5, 2018

Tennessee State Fire Marshal’s Office

Tennessee State Fire MarshalNashville, TN – Tennessee State Fire Marshal’s Office reports that Tennessee Governor Bill Haslam has declared September 2018 as Campus Fire Safety Month to raise awareness of fire hazards and promote fire safety for college students who live both on and off campus.

September is recognized across the United States as National Campus Fire Safety Month. Since 2005, over 400 proclamations have been signed by governors from across the nation recognizing September as Campus Fire Safety Month.

Tennessee Governor Bill Haslam Declares September as Campus Fire Safety Month in Tennessee.

Tennessee Governor Bill Haslam Declares September as Campus Fire Safety Month in Tennessee.

[Read more]

Life Insurance Lost Policy Service Locates Over $6.8M for Tennesseans

September 1, 2018

Tennessee Department of Commerce and Insurance (TDCI)

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The Tennessee Department of Commerce and Insurance (TDCI) reminds consumers of a life insurance claims return tool that has found $6,808,924 in life insurance benefits for Tennesseans since January.

The Life Insurance Policy Locator Service, which has been available since 2016, was developed by the National Association of Insurance Commissioners (NAIC).

Service Helps Loved Ones Find Life Insurance Policies, Annuity Contracts

Service Helps Loved Ones Find Life Insurance Policies, Annuity Contracts

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