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Detailed Weather Reports, Event Calendar and Movie Showtimes Thursday - December 14, 2017  
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Information Articles for the Paris TN and Henry County Tennessee area

Articles

Information Articles for the Paris TN and Henry County Tennessee area

Tennessee Consumer Affairs offers Tips to Consumers to Protect Tech Gifts from Scammers, Thieves

December 13, 2017

Tennessee Division of Consumer Affairs Warns of Porch Pirates, Urges Caution with Public Wi-Fi

Tennessee Department of Commerce and Insurance - TDCINashville, TN – Technology-themed gifts are popular among holiday shoppers but, unfortunately, technology and modern conveniences can give scammers and thieves new windows into ruining the holidays. 

Scams [Read more]

Tennessee Securities Division Urges Caution When Investing in Cryptocurrency

December 9, 2017

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The virtual currency known as cryptocurrency is riding a wave of public interest amid a frenzy of recent news stories touting record high valuations for the digital-only currency.

Bitcoin, which is the most well-known cryptocurrency, broke records this week with its values on Wall Street now topping more than $270 billion, according to news reports. 

Before making any decisions about investing in cryptocurrency, TDCI urges Tennessee investors to not be gullible, ask tough questions first and understand the risks before making an investment.

Before making any decisions about investing in cryptocurrency, TDCI urges Tennessee investors to not be gullible, ask tough questions first and understand the risks before making an investment.

[Read more]

TDCI Urges Consumers to Be Aware of Common Holiday Scams

December 4, 2017

Tennessee Division of Consumer Affairs Shares Tips to Help Tennesseans Protect Personal Info, Finances

Tennessee Department of Commerce and Insurance – TDCINashville, TN – With the hustle and bustle of the holidays well underway, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of Consumer Affairs is warning consumers to be wary of holiday-themed scams during this season of giving.

Scams

Because scammers use the holidays to prey upon the good nature of others, Tennesseans are urged to guard their personal information carefully and stay informed of the latest schemes and swindles.

TDCI reminds consumers that “if it sounds too good to be true, it probably is” remains one of the best guidelines when it comes to avoiding scams.
TDCI offers the following additional precautions to help Tennesseans fight back against scam artists:

Be suspicious of anyone requiring you to send money with prepaid money cards.
Be suspicious of apps, online advertisements, or websites offering prices that seem suspiciously lower than retail prices at trusted retailers.
Consider paying with a credit card that offers fraud protection when possible.
Only shop on secure websites. Look for https in the address (the extra “s” is for “secure”) and for a lock symbol.

When it comes to charitable giving, remember:

Don’t assume that charity recommendations on social media platforms or blogs have already been vetted. Research the charity yourself.
Find out what percentage of your donation will go to the charity and whether you will be charged any fees for making a donation through a fundraising platform website.
Check to see if the charity is registered with the Tennessee Secretary of State.
Be cautious when looking to give to charities that pop up soon after a tragedy or natural disaster.
Websites posing as charities can sometimes look identical to the real organization. These fraudulent websites will often ask for personal or financial information over an unsecure connection or may download harmful malware into your computer. Look for a padlock symbol or “https” before the web address indicating that it is secure.
Avoid being pressured to make an immediate donation. Don’t hesitate to ask questions to get more information.
If you didn’t initiate contact, avoid giving personal or financial information over the phone.
Never write out a check or give cash to an individual solicitor. Write out checks to the name of the organization or use a credit card.

[320right]Many holiday scams involve phishing.

Phishing is the act of tricking consumers into revealing information or performing actions they wouldn’t normally do online using phony email or social media posts.

Cyberscammers tailor their emails and social messages with holiday themes in the hopes of tricking recipients into revealing personal information.
The Division of Consumer Affairs encourages consumers to be familiar with these common holiday scams:

UPS phishing scams: A phony notice from UPS says you have a package and need to fill out an attached form to get it delivered. The form may ask for personal or financial details that will go straight into the hands of the cyberscammer.
Banking phishing scams: Cybercriminals craft emails to look like notices sent by actual banks in hopes of scamming busy and distracted consumers into providing their online banking usernames and passwords.
SMS phishing scams: Scammers send fake messages via a text alert to a phone, notifying an unsuspecting consumer that his bank account has been compromised. The cybercriminals then direct the consumer to call a phone number to get it re-activated—and collects the user’s personal information including Social Security number, address, and account details.

E-card scams: While sending electronic cards can be convenient and fun, beware if you must share additional information to open the card, or if the sender’s name is not apparent.
Holiday job scams: Retailers and delivery services need extra help at the holidays, but beware of solicitations that require you to share personal information online or pay for a job lead. Apply in person or go to retailers’ main websites to find out who is hiring.
Letters from Santa scams: Several trusted companies offer charming and personalized letters from Santa, but scammers mimic them to get personal information from unsuspecting parents. Check with www.bbb.org to find out which ones are legitimate.
Family emergency scams: Be cautious if you get a call or email from a family member or friend claiming to be in an accident, arrested, or hospitalized while traveling in another country. Never send money unless you confirm with another family member that it’s true.

If you have been contacted by or fallen victim to a charity scam, report it to the Division of Charitable Solicitations, Fantasy Sports and Gaming at the Secretary of State’s Office; the Federal Trade Commission; your local police department or law enforcement agency; and your bank or credit card company if applicable.

If you are aware of any false, misleading or deceptive fundraising activity, please notify the Division of Charitable Solicitations, Fantasy Sports and Gaming immediately at (615) 741-2555 and ask to speak with an investigator. In addition to speaking with an investigator, please submit a complaint form.

For more scam-fighting resources, visit the TDCI Division of Consumer Affairs website. You can also check what scams are being reported in your area, the state, and across the country by accessing the Better Business Bureau’s Scam Tracker.

About the Tennessee Department of Commerce & Insurance

TDCI protects the interests of consumers while providing fair, efficient oversight and a level field of competition for a broad array of industries and professionals doing business in Tennessee. Our divisions include the State Fire Marshal’s Office, Insurance, Securities, Consumer Affairs, Tennessee Law Enforcement Training Academy, Regulatory Boards, Tennessee Emergency Communications Board, Tennessee Corrections Institute, and TennCare Oversight.

Tennessee Motor Vehicle Commission says Beware Flood-Related Vehicle Scams

September 23, 2017

Tennessee Department of Commerce and Insurance - TDCINashville, TN – Consumers who are shopping for a new vehicle should be aware that flood-damaged cars and trucks from states ravaged by Hurricanes Harvey and Irma will eventually surface in Tennessee.

In an effort to raise awareness, the Tennessee Motor Vehicle Commission, which is part of the Department of Commerce & Insurance’s Regulatory Boards division, is warning consumers to be alert for scammers who might disguise severely water-damaged vehicles as being perfectly good.

Consumers need to be on alert for scammers who might disguise severely water-damaged vehicles as being perfectly good.

Consumers need to be on alert for scammers who might disguise severely water-damaged vehicles as being perfectly good.

[Read more]

TDCI Cautions Investors to Watch for Scams in Wake of Hurricane Harvey

September 3, 2017

Tennessee Department of Commerce and Insurance - TDCINashville, TN – In the wake of widespread damage caused by Hurricane and Tropical Storm Harvey in Texas, the Tennessee Department of Commerce & Insurance’s (TDCI) Securities Division is cautioning investors to watch out for opportunistic investment scams.

“As we are seeing in Texas, natural disasters bring out the best in people, with neighbors helping neighbors. Unfortunately, we know from experience that disasters can also bring out the worst in people, particularly those seeking to profit from the misfortune of others,” said TDCI Assistant Commissioner for Securities Frank Borger-Gilligan.

Scam Alert [Read more]

TDCI Offers Tips to Help Students Avoid Job Scams

August 2, 2017

Tennessee Department of Commerce and Insurance - TDCINashville, TN – Finding a student job that’s flexible with school schedules can often be difficult. While they do exist, there are some job offers that really are too good to be true.

As the fall school semester approaches, the Tennessee Department of Commerce & Insurance’s (TDCI) Division of Consumer Affairs wants to equip students with the basic knowledge needed to avoid job scams.

Scams [Read more]

TDCI Shares Scam Prevention Tips for Summer Travelers

July 25, 2017

Tennessee Department of Commerce and Insurance - TDCINashville, TN – With Tennesseans squeezing in one last vacation before the school year starts, the Tennessee Department of Commerce & Insurance’s (TDCI) Division of Consumer Affairs urges consumers to be on the lookout for scammers and identity thieves who target summer travelers. 

Scams [Read more]

IRS Continues with Warning Against Frivolous Tax Arguments

February 25, 2017

Internal Revenue Service - IRSWashington, D.C. – The Internal Revenue Service continued rolling out its 2017 “Dirty Dozen” tax scams list by warning taxpayers against using frivolous tax arguments to avoid paying taxes.

Promoters of frivolous schemes encourage taxpayers to make unreasonable and outlandish legal claims to avoid paying their taxes. Time and again these arguments have been thrown out of court.

“Taxpayers should steer clear of tax-avoidance arguments and the unscrupulous promoters of such schemes,” said IRS Commissioner John Koskinen. “Taxpayers tangled up in these scams end up paying back taxes and often stiff penalties as well.”

Tax Returns

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Tennessee Consumer Affairs Offers Holiday Scam Prevention Tips

December 22, 2016

Tennessee Department of Commerce and InsuranceNashville, TN – While the holidays are a season of giving and well wishes for most, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of Consumer Affairs warns consumers that scammers often use this time of year to prey upon the good cheer of others.

“Don’t let scammers steal the joy from your holiday season,” said TDCI Consumer Protection Director Cynthia Wiel. “Guard your personal information carefully and stay informed of the latest schemes and swindles. Remember, ‘if it sounds too good to be true, it probably is’ remains one of the best guidelines when it comes to avoiding scams.”

Scams [Read more]

Tennessee Department of Commerce & Insurance Raises Awareness of Financial Scams Aimed at Veterans

November 9, 2016

Department Offers Tips to Help Military Families Identify and Avoid Cons

Tennessee Department of Commerce and InsuranceNashville, TN – As the state and nation prepare to honor those who have served in the armed forces this Veterans Day, the Tennessee Department of Commerce & Insurance (TDCI) reminds Tennesseans about financial scams targeting veterans and how they can be avoided.

Scams [Read more]

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