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Information Articles for the Paris TN and Henry County Tennessee area

Articles

Information Articles for the Paris TN and Henry County Tennessee area

Frazier Allen: Smart Retirement Withdrawal Strategies

June 4, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – For many, tapping into your retirement principal causes some anxiety.

Whether you’re months or years from retirement, work with your advisor to develop a withdrawal strategy that gives you confidence that your money will last as long as your retirement does.

Fortunately, there are flexible strategies that can be used alone or in combination. With each of these strategies, it’s a good idea to start with a conservative withdrawal rate and increase it as your portfolio grows.

Planning ahead for your retirement withdrawal strategy.

Planning ahead for your retirement withdrawal strategy.

[Read more]

Frazier Allen: Retirement choices go Global

June 1, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – If the prospect of a pleasant retirement in an exotic locale appeals to you, you’re in luck because the options for retiring abroad are expanding. The numbers of expat English-speaking communities are growing in countries that offer safety, low taxes, attractive residency options and excellent healthcare facilities.

Life in a foreign land is not for everyone, of course. There is almost certain to be an element of culture shock. However, the attractions of an adventurous lifestyle tip the scales for many retirees. Retirement experts caution against making hasty decisions to move abroad.

More than ever, retirees are finding exotic locales that complement their monetary needs.

More than ever, retirees are finding exotic locales that complement their monetary needs.

[Read more]

Frazier Allen: Thriving with Special Needs

May 28, 2017

With thoughtful planning, you can help ensure the future care of a loved one with a disability.

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – To live a full life, and attain some measure of security and happiness – this is what all good parents want for their children, including those with sons and daughters who have disabilities.

The difference is that families caring for a child with special needs often require special care to color in the details and make that dream a reality.

Frazier Allen

Frazier Allen

[Read more]

Frazier Allen: Famous Estate Blunders and How to Avoid Them

May 22, 2017

These celebrities’ tales are a strong reminder to review your estate plan before it’s too late.

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – There’s a calm comfort that comes with estate planning: a sense that your family will be taken care of after you pass away (hopefully at a ripe old age). Sadly, it doesn’t always happen that way. 

Skipping regular estate plan reviews can lead to forgotten details, and these can create confusion and havoc for your family – or suck them into a time-consuming court case to iron everything out. Unfortunately, that was the case for these high-profile individuals and their loved ones. 

Frazier Allen

Frazier Allen

[Read more]

Frazier Allen: Six Myths About Sustainable Investing

May 21, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – While interest in sustainable investing has grown in recent years, myths regarding the popular strategy abound.

The socially and environmentally conscious approach is designed to allow investors to build portfolios that align with their desires to make a positive impact on society and the environment – while also taking into account the risks and returns of conventional investing.

While interest in sustainable investing has grown in recent years, myths regarding the popular strategy abound.

While interest in sustainable investing has grown in recent years, myths regarding the popular strategy abound.

[Read more]

Frazier Allen: Why Holiday Shopping Begins in Summer

April 30, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Big-box retailers increasingly push consumers to forget the date on the calendar and purchase back-to-school items, pumpkins and Christmas trees in the same shopping trip. Known as “Christmas Creep,” this early arrival of the holidays is a tactic retailers commonly employ in their race against time toward a profitable holiday season.

As much as 30 percent of a store’s annual sales can come during the holiday season, according to the National Retail Federation (NRF), the largest retail industry trade association. Stocking holiday merchandise sooner gives retailers a jump on the competition and extends the amount of time consumers have to buy, for good reason.

Discover the reasons retailers start the holidays sooner and how those decisions impact store operations.

Discover the reasons retailers start the holidays sooner and how those decisions impact store operations.

[Read more]

Frazier Allen: Urban Farming as a Smart Grocery Alternative

April 2, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – It is early morning as Bob walks outside to check on his chickens.

A good day for eggs, he thinks, approaching the coop.

While some might assume Bob wears overalls and lives on a poultry farm, an increasing number would wonder if he’s just like them – going greener in the middle of the city.

Frazier Allen

Frazier Allen

[Read more]

Frazier Allen: You Are What You Think

March 27, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Research shows that 90% of your happiness is determined by your mindset, meaning only 10% is affected by external factors – be that your job, finances or health. It might be hard to believe, but happiness and contentment have as much to do with how you perceive life as anything else.

Whether it’s aging, an approaching lifestyle change as retirement nears, or a general waning of zest for life, there’s a wealth of research and ideas that suggest a more optimistic outlook is within your reach.

An optimistic outlook can enhance your health, your work and your daily life.

An optimistic outlook can enhance your health, your work and your daily life.

[Read more]

Frazier Allen: Risk Management Demystified

March 7, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Let’s face it: Life is a risk. That’s why risk management is a crucial part of a long-term financial plan. When it comes to investments, we’re talking diversification and asset allocation. When it comes to your family, health, property and income, we’re talking insurance.

But what kind of coverage do you really need? Take a deeper look at four useful types of policies.

The Right Mix of Coverage to Live with Confidence.

The Right Mix of Coverage to Live with Confidence.

[Read more]

Frazier Allen: Five Reasons to Prioritize a Lasting Legacy

March 3, 2017

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Have you been dragging your feet on estate planning? You’re not alone. Nearly 64% of U.S. adults don’t even have a will, including 51% of people age 55 to 64, according to website Rocket Lawyer.

But a lack of estate plan, or an outdated one, leaves you and your family vulnerable. Your assets could get tied up in the costly court probate process after death.

Estate planning is for everyone

Estate planning is for everyone

[Read more]

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